Receiving your BEDB Payment
Many individuals who came of age when a lot of the automation we take for granted today was not in existence, have some reservations about BEDB direct deposit and taking care of their financial affairs online. The Department of Treasury through which federal benefits are paid requires all federal benefits be made by electronic means.
Believe it or not, there are still some individuals who do not have bank accounts; they simply choose to handle their business otherwise where they find the most comfort and security.   The government recognizes this concern and for individuals who do not have bank accounts, payments can be made through a Direct Express Debit Card. The BEDB annuity payment is automatically deposited to the card on the date you would otherwise receive your annuity payment and is immediately available for your use.
There are some benefits you cannot receive by direct deposit or the express debit card and they are the Basic Employee Death Benefit and the survivor annuity payment if your permanent address where you would ordinarily receive payments is outside of the United States in countries where the automated programs are not available.
You must notify the Office of Personnel Management as to how you wish to receive your BEDB payments by completing Section 1 of SF 3104 – Application for Death Benefits. You can also send the Direct Deposit sign-up form (SF 1199A) to OPM’s Retirement Operations Branch – Boyers, Pennsylvania – P. O. Box 440 – 16017-0440.  You and your bank must complete the form. You can also fax the information to OPM. Visit the OPM website for a current fax number.
Open communication is the path to a future you are prepared to meet.
P.S. Always Remember to Share What You Know.
The deceased may have had additional life insurance through FEGLI.
Postal employee families are encourages to visit LiteBlue for information
